BEST PRICE and LOCATION TO THE BEACH for a Gold Fortified home in the area! Welcome to your GOLD FORTIFIED dream beach house built in 2024 located in the heart of the Surfside Shores community of Fort Morgan in Gulf Shores, Alabama. This stunning beach home offers 4 bedrooms, 2.5 luxurious bathrooms, and 1,620 square feet of modern, open living space. The smaller 4th bedroom is a bunk room without a closet, and is ideal for bunkbeds or single beds. The home is NOT in the Cobra Zone which means you'll enjoy the lowest insurance costs in the area. On the east side of this premiere lot is a neighborhood greenspace where the developers decades ago did not build a road, so you'll enjoy LOTS of elbow room and space away from immediate neighbors. This never rented second home was built with a rare 13 foot height of clearance for covered boat storage underneath, and is complete with a 16X17 locked storage room spacious enough for a golf cart to make trips down the street to the beach even easier. Nestled just steps from the emerald waters of the Gulf of Mexico, this property is designed for both comfort and efficiency. Enjoy premium finishes such as gorgeous granite countertops, stainless steel appliances, and soft-close cabinetry. The energy-efficient features, including IMPACT RESISTANT HURRICANE WINDOWS, Spray foam Open Cell Attic Insulation, closed cell spray foam flooring insulation ensure lower power bills, making this home as practical as it is beautiful. Current insurance is $3,500/year, including the flood insurance with Schneider Insurance Agency in Mobile, AL providing ongoing savings over older homes and those in the COBRA Zone with much higher insurance. Short term vacation rentals are allowed in Surfside Shores. Buyer to verify all information during due diligence.